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If you have chronic health conditions, if you are overweight, or if you could use more than normal health services, you may be declined for Individual (non-Group) Health insurance. Why? Texas has a Risk Pool. In states that don't have risk pools, the health insurance carriers must cover everyone, so the premiums are huge! In an effort to keep health insurance affordable, Texas Legislators have established a resource for individuals who cannot get private health insurance. You should know that the Texas Risk Pool is expensive and it may still exclude coverage for preexisting conditions during the first twelve months of coverage. This website is for the Texans, who want guaranteed issue health plans or affordable alternatives to health insurance. |
Heart of Texas Insurance is a licensed Health Insurance Agency in Texas and a leading source for Individuals and Families to find, compare, and buy Texas Individual and Family Health Insurance, self-employed Texas Health Insurance, Health Savings Accounts (HSAs), Limited Benefit Insurance, Indemnity Insurance, Advocacy Plans, and Discount Plans. Questions or problems regarding this web site should be directed to support@heartoftexasinsuranc.com. |
